NMLS #: 399947
juliam@firstfederalbanking.com
Direct: 574-453-1096
Office: 574-268-1089
Toll Free: 888-268-1224
WELCOME TO 2024! I believe for all of us, we are dusting off the holidays and moving forward with plans for the upcoming year! First Federal is willing and able to assist you with your mortgage needs. We serve our local areas, including Warsaw, Silver Lake, Huntington County, Fort Wayne plus many surrounding counties, such as Whitley County. We are here to help you with your mortgage needs, commercial loans as well as installment loans. Plus, we can accommodate investment banking as well as checking, savings, CD’s etc. Please read on or best practice, call, text or email. I would be happy to connect with you at your convenience! . First Federal Savings Bank is ready to help you accomplish your goals and possibly strengthen your financial well-being. Are you hoping to make a few improvements, total remodel, new construction or even finding that “get-away” cottage or lake home? Did you just find the perfect First Home, or maybe just looking for ways to consolidate a few debts that seem to just not go away. The rates are not at an all-time high, or the lowest they have been, but First Federal can find a great rate for the financing you are wanting to have. Ever hear the saying – Marry the Home, Date the Rate? We strive to keep our customers in the know on best times to refinance and/or put your situation into a better light. First Federal Savings Bank has many new and old programs to establish your lending and deposit needs. We are here to assist with all of your lending needs – no matter how large or small. Our programs are designed to fit your needs. All-inclusive with First Federal, we have GREAT deposit accounts, financial investing, commercial and residential mortgage lending, plus a 1 stop shop with an affiliated insurance company. We truly are here for all of your financial needs. I have been a member of the First Federal Team for 28 years. I have the experience and dedication you will need to maneuver and lead you through this process – beginning with a pre-approval, moving to application and closing! it is my goal that you are confident and comfortable in making the most important investment decisions you as a homeowner can face. My expertise includes, purchase, refinancing, equity lines, home improvement and from the ground up, new construction. I can also assist with FHA and USDA lending. Please feel free to call or text 574-453-1096 or email juliam@firstfederalbanking.com Convenience and Availability Convenience is key - When scheduling, meeting at a mutual location and around busy work, family and social schedules is important for all parties as we proceed with the pre-approval and completing your flexibility to meet at your office, coffee shop or over lunch. I strive to be flexible with all schedules and meeting locations. My website is always open to view, apply or research programs! Contact me to help watch the rates with you! Involvement in the Loan Process We will work as a team through your mortgage process – pre-approval to application to closing. Questions - please ask, they are so important to your process and very welcome! Questions after closing are always welcome! Feel free to contact me anytime - we are your #1 mortgage servicer! Community Involvement
First Time Homebuyers It couldn’t be any easier for first time buyers with free pre-qualifications and low closing costs. We have special programs for first time buyers with competitive rates, fast processing time and low down payments. We are now offering a Premiere First Time Homebuyer Loan Program for qualified borrowers of no PMI mortgage insurance, even with 5% down.
Borrower's checklist for purchases In order to expedite your process and loan processing time, you can prepare for your application appointment by providing the following information:
Borrower's checklist for refinances If you are refinancing, along with everything from the purchase list above, you will also need the following items:
Construction made easy! Come see us for your New Home Construction, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process – Plus our program has now increased to 12 months for completion of the home to assist with time constraints for the builder and supply chain issues. We offer both adjustable and fixed loan rates! You will not find a better construction program for you or your builder! "Borrowers must meet underwriting guidelines." Looking forward to working with you! |
Select the edit icon to edit your custom html
Apply now for a better mortgage experience with First Federal Savings Bank!